Danger Zone

TCPA Claim Generator

Turn illegal spam calls and texts into $500-$1,500 per violation. Upload your evidence, we generate the demand letter.

Bot says: Give me the screenshots. I'll build the paper trail.
The Unethical Bot mascot on the TCPA claim page
$500-$1,500
Per Violation
47B+
Robocalls in 2025
30 Days
Avg Response Time
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What is TCPA?

The Telephone Consumer Protection Act makes it illegal for companies to robocall, autodial, or text you without prior express written consent. Every illegal call or text is a statutory violation worth $500, or $1,500 if the court finds it was willful.

The play: You don't have to prove actual damages. Congress set the number. You just have to prove the violation happened.

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The Math

Typical spam-call scenario:

  • 3 robocalls from the same number over a week — 3 violations × $500 = $1,500
  • DNC-listed number — add $500 per call under the Do Not Call rule (stackable)
  • Willful/knowing — trebles to $1,500 each if documented
  • Total realistic settlement: $750-$4,000 per campaign

Why companies settle: Defending a TCPA letter in court costs them $5K+ in legal fees before discovery. Settling at $500-$1,500 is the cheap path. Most do.

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Step 1 — Register on the DNC List

Before doing anything else, register your number with the federal Do Not Call Registry. Registration is free, permanent, and takes 60 seconds. Telemarketers get a 31-day grace period — after that, every call or text is a separate, stackable $500 violation on top of your TCPA claim.

Register at DoNotCall.gov → Verify Registration

Why this matters for your claim: "Was your number on the DNC registry at the time?" is the first question in every demand letter. A yes adds a separate $500 violation per call, independent of the TCPA claim. Register today — the 31-day clock starts the moment you do.

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File Parallel Complaints (Free Leverage)

While you're drafting your demand letter, file a complaint with the FCC and FTC. Costs nothing. Gives you a tracking number you can reference in the letter — companies settle faster when they see you're building a regulatory record.

File FCC Complaint → Report to FTC →

Pro tip: Include the FCC ticket number in your demand letter. It signals to the company's legal team that this is a documented violation, not just an individual grievance.

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Important Disclaimers
  • Keep evidence. Screenshots, call logs, voicemail recordings. No paper trail = no case.
  • Consent defense exists. If you gave your number to the company at any point (signup form, loyalty card), they may argue consent.
  • Some exemptions apply — debt collectors on actual debts you owe, political calls, nonprofits.
  • Not legal advice. This tool generates a demand letter. Actual litigation needs a lawyer.

Statute of limitations: 4 years from the violation in most states. Don't sit on old calls forever.

New — AI Mode

Let the Bot Do the Research

Enter the number that called you. The bot looks up the company, identifies the violation, and builds your demand letter automatically.

Fill in the details manually — one violation at a time
Your Information
Violation Details
Include company name if mentioned, product/service offered, any callback numbers given
Add Another Violation (Stack claims for more $$$)
Company You're Suing
Find this on Secretary of State lookup — Step 3 in Setup
Consent History
Check at donotcall.gov — being registered strengthens your claim

Your information is used only to generate the letter. We don't store or share it.

Your TCPA Demand Letter

About TCPA Claims

The Telephone Consumer Protection Act (TCPA) protects you from:

  • Robocalls — Pre-recorded messages to your cell phone without consent
  • Autodialed calls — Calls made using automatic dialing systems
  • Spam texts — Marketing texts without your permission
  • Ignoring opt-outs — Continuing to contact you after you said stop

Damages: $500 per violation, up to $1,500 if willful. Multiple calls/texts = multiple violations.

Next steps: Send the demand letter via certified mail. Most companies settle within 30 days to avoid court costs.

The Big Spam Campaigns

If the call you got matches one of these pitches, you almost certainly have a TCPA claim. Match the pitch, use the Auto-Analyzer, send the letter.

Solar Financing
$500–$4,500
Government rebate for solar — qualify your home today, $0 down.
Who's behind it: Lead-gen buyers for SunRun, Sunnova, Palmetto, Momentum, and regional installers. The caller is almost never the installer — it's an offshore boiler room buying your info for $20–$80/lead.
How to ID: Vague "government program," won't name the installer, asks about roof age and electric bill. Often spoofs a local area code.
Robocall DNC Violation Stackable
Mortgage Refi / LendingTree
$500–$3,000
Rates just dropped — you pre-qualify for a refi. Save $400/month.
Who's behind it: Lead aggregators (LendingTree, QuickenLoans-branded affiliates, Quontic partners) and downstream brokers. Class actions against LendingTree specifically have recovered tens of millions.
How to ID: Knows you have a mortgage but not the balance. "Rate lock expiring today" urgency. Transfers to a licensed LO after qualifying you.
Robocall DNC Violation High Settlement
Auto Warranty
$500–$2,500
Your vehicle's extended warranty is expiring. Press 1 to renew.
Who's behind it: CarShield, Endurance, Olive, and dozens of regional VSC (vehicle service contract) resellers. The #1 TCPA violator category by complaint volume — FCC has issued record fines.
How to ID: Doesn't know your car. Pre-recorded voice asks you to press a number. Usually hits again within 48 hours.
Robocall DNC Violation Repeat Caller
Medicare Benefits
$500–$3,000
New Medicare benefits you qualify for — dental, vision, grocery allowance.
Who's behind it: Insurance brokerages selling Medicare Advantage plans — Humana, Aetna, and UnitedHealth downline agents. Aggressive during Oct–Dec open enrollment, illegal outside of it without consent.
How to ID: "Medicare" in the open. Asks your age or if you're 65+. Wants to transfer you to a "licensed benefits counselor."
Robocall DNC Violation Seasonal
Credit Card / Debt Relief
$500–$2,000
Lower your interest rate — eliminate your credit card debt in 24 months.
Who's behind it: "Card Member Services," "National Debt Relief," "Freedom Debt Relief" affiliates. Sells leads to actual debt-settlement firms that charge 15–25% of enrolled debt.
How to ID: Generic greeting ("this is a reminder about your credit card"). Won't name the issuer. Asks your total card balance before transferring.
Robocall DNC Violation
Student Loan Forgiveness
$500–$2,500
You've been pre-approved for federal loan forgiveness — call today, the program closes this week.
Who's behind it: Document-prep mills charging $500–$2,000 for paperwork you can file free at studentaid.gov. FTC has taken down dozens; new ones spin up monthly.
How to ID: "Federal program closing," fake urgency. Wants your FSA login. No legitimate servicer cold-calls.
Robocall SMS DNC Violation
Health Insurance Marketplace
$500–$2,000
Open enrollment for ACA marketplace plans — you may qualify for $0 premium.
Who's behind it: Independent brokers selling short-term / limited-benefit plans as if they're ACA. "TrueCoverage," "Benefytt," "eHealth" affiliates. FTC and state AGs actively prosecuting.
How to ID: "$0 premium" pitch, won't name the carrier, transfers to a high-pressure "benefits specialist."
Robocall SMS DNC Violation
Home Improvement / Windows
$500–$2,500
Free in-home estimate — new windows, roof, siding. Financing available.
Who's behind it: Lead buyers for Renewal by Andersen, Champion Windows, regional GAF roofers. Same lead-gen pattern as solar.
How to ID: Knows you own a home but nothing else. Pushes for in-home appointment, not a quote over phone.
Robocall DNC Violation
Energy Supplier Switch
$500–$1,500
Your utility is required to offer you a lower electricity rate — verify your account.
Who's behind it: ESCOs (energy service companies) in deregulated states — NY, PA, TX, NJ, IL, MA. "Direct Energy," "IDT Energy," Spark-branded affiliates. Switches you to a variable rate that spikes 3 months later.
How to ID: Asks for account number from your utility bill. Claims to be "from" or "working with" your utility.
Robocall DNC Violation
Tech Support Scam
$500–$1,500
Microsoft / Apple security alert — your device has been compromised.
Who's behind it: Overseas scam centers (primarily India-based) impersonating Microsoft, Apple, Norton. Pure fraud — no real company behind it, but TCPA still applies.
How to ID: Claims your computer is infected. Wants remote access. Microsoft and Apple never call you.
Robocall DNC Violation Often Offshore
Google / Yelp Listing
$500–$1,500
We noticed your Google business listing needs an update — press 1 to verify.
Who's behind it: SEO/directory resellers ("Google Verified," "Business Listing Services"). Not affiliated with Google. Targets small business phone numbers.
How to ID: Small-business owners only. Implies affiliation with Google/Yelp that doesn't exist.
Robocall DNC Violation
Solar Panel Leasing — SMS
$500–$1,500
Hey [Name], it's Jessica from Solar Rebates — still interested in saving on your electric bill?
Who's behind it: Same lead-gen buyers as the solar call, but via SMS. Uses first names to feel personal. Each text is a separate violation.
How to ID: Uses your first name. Acts like a follow-up to a conversation you never had. "STOP" replies often ignored — another violation.
SMS DNC Violation Stackable
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TCPA Expert Mode

Ready to move faster? Expert Mode is the operator workflow behind the Claim Generator. Instead of building one letter at a time, you work a whole call log — every violation identified, every company looked up, every letter drafted and queued for mailing.

  • Bulk scan call logs — CSV upload or iOS Shortcut sync, dozens of numbers at once
  • Company identification — auto-resolve spam numbers to registered agents and mailing addresses
  • Violation stacking — DNC + TCPA + willfulness scoring per entry
  • Demand letter queue — track sent date, response deadline, settlement status
  • Certified mail integration — print-and-ship or digital service

Best use: Start with the Auto-Analyzer to learn the pattern, then switch into Expert Mode when you have 5+ violations to work through or want to run this as a recurring income stream.

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Go To Tool

TCPA Intel is the live operator dashboard. Sync your call log, triage violations, send demand letters in batches.

Set Up iOS Call Log Sync → Unlock Pro